Finance Calculators
All 32 free finance calculators โ built for Americans. Mortgage, retirement, loans, taxes, paycheck, investment returns, and more.
32 free calculators โ no sign-up required, instant results
401(k) Calculator
Calculate retirement savings with employer matching and contribution limits.
Use Calculator โAuto Loan Calculator
Monthly payments, total interest, and amortization for any car loan.
Use Calculator โBreak-Even Calculator
Find the sales volume needed to cover your business costs.
Use Calculator โCar Depreciation Calculator
See how much your car loses in value each year.
Use Calculator โCompound Interest Calculator
Grow savings with daily, monthly, or annual compounding.
Use Calculator โCredit Card Payoff Calculator
Avalanche vs snowball โ find the fastest debt payoff plan.
Use Calculator โCredit Score Estimator
Estimate your FICO score range based on your credit factors.
Use Calculator โDebt-to-Income Ratio
Calculate your DTI to see if you qualify for a mortgage.
Use Calculator โDown Payment Calculator
How much to save and which loan program fits your budget.
Use Calculator โEmergency Fund Calculator
Calculate how much you need in your emergency fund.
Use Calculator โEstimated Tax Calculator
Calculate quarterly estimated taxes for self-employed workers.
Use Calculator โFreelance Rate Calculator
Set your hourly rate to hit your income goals as a freelancer.
Use Calculator โHome Affordability Calculator
How much house can you afford using the 28/36 rule?
Use Calculator โHSA Calculator
Compare HSA vs FSA and maximize your health savings.
Use Calculator โIncome Tax Calculator
Estimate your 2026 federal income tax with current brackets.
Use Calculator โInflation Calculator
See how inflation erodes purchasing power over time.
Use Calculator โInvestment Return Calculator
Calculate ROI, CAGR, and total return on any investment.
Use Calculator โLease vs Buy Calculator
Should you lease or buy your next car? Compare total costs.
Use Calculator โLoan Calculator
Monthly payment and amortization for personal or auto loans.
Use Calculator โMortgage Calculator
Monthly payment, PMI, taxes, and full amortization schedule.
Use Calculator โNet Worth Calculator
Assets minus liabilities โ track your real financial picture.
Use Calculator โOvertime Calculator
Calculate time-and-a-half and double-time pay with FLSA rules.
Use Calculator โPaycheck Calculator
Take-home pay after federal taxes, FICA, and state deductions.
Use Calculator โRefinance Calculator
Should you refinance? Calculate break-even and savings.
Use Calculator โRent vs Buy Calculator
Find your break-even point between renting and buying.
Use Calculator โRental Property ROI
Calculate cap rate, cash flow, and ROI on rental properties.
Use Calculator โRetirement Calculator
Are you on track? Project your retirement savings by age.
Use Calculator โRoth IRA Calculator
Compare Roth vs Traditional IRA tax benefits over time.
Use Calculator โSalary to Hourly
Convert annual salary to hourly rate instantly.
Use Calculator โSavings Goal Calculator
How long to reach any savings target with compound interest.
Use Calculator โSocial Security Calculator
Estimate your Social Security benefit at different ages.
Use Calculator โStudent Loan Calculator
Monthly payments and payoff dates for federal student loans.
Use Calculator โ