Finance Calculators

All 32 free finance calculators โ€” built for Americans. Mortgage, retirement, loans, taxes, paycheck, investment returns, and more.

๐Ÿ’ฐ Finance ๐Ÿฉบ Health ๐Ÿงฎ Utility

32 free calculators โ€” no sign-up required, instant results

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401(k) Calculator

Calculate retirement savings with employer matching and contribution limits.

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Auto Loan Calculator

Monthly payments, total interest, and amortization for any car loan.

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Break-Even Calculator

Find the sales volume needed to cover your business costs.

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Car Depreciation Calculator

See how much your car loses in value each year.

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Compound Interest Calculator

Grow savings with daily, monthly, or annual compounding.

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Credit Card Payoff Calculator

Avalanche vs snowball โ€” find the fastest debt payoff plan.

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Credit Score Estimator

Estimate your FICO score range based on your credit factors.

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Debt-to-Income Ratio

Calculate your DTI to see if you qualify for a mortgage.

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Down Payment Calculator

How much to save and which loan program fits your budget.

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Emergency Fund Calculator

Calculate how much you need in your emergency fund.

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Estimated Tax Calculator

Calculate quarterly estimated taxes for self-employed workers.

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Freelance Rate Calculator

Set your hourly rate to hit your income goals as a freelancer.

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Home Affordability Calculator

How much house can you afford using the 28/36 rule?

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HSA Calculator

Compare HSA vs FSA and maximize your health savings.

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Income Tax Calculator

Estimate your 2026 federal income tax with current brackets.

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Inflation Calculator

See how inflation erodes purchasing power over time.

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Investment Return Calculator

Calculate ROI, CAGR, and total return on any investment.

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Lease vs Buy Calculator

Should you lease or buy your next car? Compare total costs.

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Loan Calculator

Monthly payment and amortization for personal or auto loans.

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Mortgage Calculator

Monthly payment, PMI, taxes, and full amortization schedule.

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Net Worth Calculator

Assets minus liabilities โ€” track your real financial picture.

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Overtime Calculator

Calculate time-and-a-half and double-time pay with FLSA rules.

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Paycheck Calculator

Take-home pay after federal taxes, FICA, and state deductions.

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Refinance Calculator

Should you refinance? Calculate break-even and savings.

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Rent vs Buy Calculator

Find your break-even point between renting and buying.

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Rental Property ROI

Calculate cap rate, cash flow, and ROI on rental properties.

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Retirement Calculator

Are you on track? Project your retirement savings by age.

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Roth IRA Calculator

Compare Roth vs Traditional IRA tax benefits over time.

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Salary to Hourly

Convert annual salary to hourly rate instantly.

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Savings Goal Calculator

How long to reach any savings target with compound interest.

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Social Security Calculator

Estimate your Social Security benefit at different ages.

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Student Loan Calculator

Monthly payments and payoff dates for federal student loans.

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